Published October 11, 2026 in Market Update

One part of Weld County stayed firm even with rates above 7%

By Cecilia De Villiers

Real estate, Weld county

Realtor.com reported that mortgage rates surged above 7% for the first time since January 2025. That is the number most sellers and buyers are watching right now. Yet in ZIP 80516, the Real Estate Data Aggregator counted a median sale price of $725,000, up 4.3% from a year before. Prices held. That is the headline fact for this part of Weld County.

Not every ZIP code in Weld County told the same story. Most others saw prices dip a little. That makes 80516 the outlier worth understanding.

How ZIP 80516 compares with the rest of Weld County

Five of the seven ZIP codes saw prices fall year over year. The Real Estate Data Aggregator showed 80504 down 1.7%, 80621 down 1.5%, 80542 down 2.9%, 80514 down 10.2%, and 80530 down 1.2%. ZIP 80651 fell 1.6%. Only 80516 went the other way.

What kept 80516 firm

Supply tightened. The Real Estate Data Aggregator counted 215 homes for sale in 80516, down 12.6% from a year before. New listings dropped 11.5% to 224. Fewer choices for buyers tends to hold prices up. That is what happened here.

At 3.4 months of supply, 80516 was the tightest ZIP code in this market. That is what the story means by the tightest part of Weld County.

Homes still moved at a steady pace

The Real Estate Data Aggregator put the median days on market in 80516 at 41 days. That was 2 days shorter than a year before. Well-priced homes did not sit. Nearly 3 in 10 homes, 29.1%, went under contract within two weeks of listing. That share was up 9.4 points from a year before.

The Real Estate Data Aggregator also showed that homes in 80516 averaged 99.2% of list price. That was up 0.8 points from a year before. Sellers were not giving much away.

One honest admission: fewer homes sold

The Real Estate Data Aggregator counted 192 homes sold in 80516, down 16.2% from a year before. Pending sales fell 19.7% to 179. Rates above 7%, reported by Realtor.com, slowed some buyers. Not every home found a buyer quickly. But the homes that did sell held their price well.

How the other ZIP codes are reading

ZIP 80530 had the best sale-to-list ratio in the market. The Real Estate Data Aggregator put it at 99.6%, and 25% of homes sold above list price, up 11.3 points from a year before. Days on market there were just 34, 14 days shorter than a year before. Prices dipped 1.2%, but sellers recovered nearly every dollar of their asking price.

ZIP 80514 is a different picture. The Real Estate Data Aggregator showed months of supply at 8.3, up 5.6 months from a year before. The median sale price fell 10.2% to $473,500. Homes sold dropped 46.2%. That is a market asking sellers to price carefully.

ZIP 80651 took the longest to sell. The Real Estate Data Aggregator put median days on market at 65, up 28 days from a year before. Only 7.7% of homes went under contract within two weeks. No home sold above list price. Months of supply stood at 6.7.

What the national picture adds

CNBC reported the average contract rate on a 30-year fixed mortgage at 7.49% as of October 7, 2026. Realtor.com reported that 20.8% of listings nationally had price cuts in September, the highest share since October 2022. The Federal Housing Finance Agency reported U.S. house prices up 2.6% from July 2025 to July 2026. Weld County's tightest ZIP held above that national pace.

One street can read very differently from the whole ZIP code. A block with newer builds, a different school boundary, or a busier road can shift the numbers. These ZIP-level figures are the starting point, not the final word on your home.